Well Come to Dfs

HOME LOANS
With real estate prices touching a new high every year, buying a house still remains one of the most coveted dreams ever. However, with a right choice of home loan and a proper financial guidance, your dream home can soon be a reason for your pride and happiness. At loanwala.net we understand that buying a home is the most important decision of your life. We are committed to stand by your side during the entire home loan process, right from the time you choose a property till the complete payment of loan amount. team brings to you simplified home loans with a strong backing of expert industry knowledge. We assure a transparent loan procedure and hassle-free documentation process to help you sail through a smooth home buying process. Home loans are easy to avail, affordable and completely flexible based on your budget and requirements. Home Loan can be availed for various purposes.
Buying a new or resale home :
If you have identified or in the process of identifying your dream home, loanwala team can help you right from the time you choose a property till the complete payment of loan amount. We provide home loans for both new and resale properties
Home improvement :
The way your home looks from inside and outside reflects the lifestyle of the house owners. Hence, it is important for you to improve your home with the changing needs and time. helps you get home loan for improving your existing home. Whether it is painting your house walls, concealing your plumbing and electrical works, building a compound wall around your home, grills for your balcony we have the solution for all your needs.
Buying a Residential plot and Construction of your house :
If you own a plot and dream of constructing your own home over it we have the solution for you.expert team assist you to get home loans for constructing home on your owned plot or we can help you with financing for your plot as well.
Home extension :
If you want to add more space to your existing home for the future needs of your family, we have the solution for you. helps you to get home loans for extending your home. Extension to your home can be in the form of an additional bedroom, a reading room, a study room or anything that's in your mind.
SBI -
Home Loans -
Home Loan -
Property Papers:
Account Statement:
Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:
Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:
ICICI 
Personal Loan -
List of documents for self employed
HDFC
Home Loan
Take a step closer to your dream home with HDFC Bank home loans. 
With quick processing and attractive interest rates, HDFC Bank’s home loans are hassle-free and customer-friendly. In addition, women who apply for home loans are eligible for lower interest rates 8.35.
Personal Loan
Apply for a personal loan and receive funds in 4 hours*, thanks to our speedy processing. 
salaried customers
identity proof
business/self employed person
dentity proof
AXIS bank -
Home Loan -
Loan Amount - 
Personal Loan Eligibility -
Individuals who can take a Personal Loan



PNB bank

• Doorstep Service with a dedicated relationship manager

• 1,2,3, 5 & 10 years fixed rate options

• No Prepayment or Foreclosure charges

• Funding up to 90%* of the property cost

• High standards of ethics, integrity & transparency

• Numerous repayment options

• Customized eligibility programs

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• Accessible network & decades of experience

• Salaried Employees

• Duly filled Application Form with Photograph

• Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

• Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

• Education Qualifications – Latest Degree

• Latest Salary-slips for 3 months

• Form 16 for last 2 years

• Last 6 months Bank Statements(salary account)

• Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.

• Photocopy of Title Documents of the Property, Approved Plan

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• Self Employed/Professionals

• Duly filled Application Form with Photograph

• Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

• Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

• Education Qualifications – Latest Degree (for professionals)

• Certificate & Proof of business existence along with Business Profile

• Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant

• Last 12 months Bank Account Statements (self & business)

• Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.

Purchase/ construction of house/ flat Purchase of plot and construction of house thereon** Repairs/ improvements/ extension of the existing residential property. Take-over of housing loan availed from another bank / FI

ELIGIBILITY

Indian citizen above 21 years Individual, either singly or jointly with other family members viz. father, mother, son and/or spouse, who have regular sources of income as co-applicants. Siblings, i.e. brother-sister, brother- brother, sister-sister can be permitted as a applicants/co-applicants subject to the property must be in the joint names of the siblings. NRIs are also eligible for the home loan. Contact our nearest branch for further details.

QUANTUM OF LOAN

Depending on repayment capacity of the borrower and value of property

Maximum Rs. 30 Lakhs for Repairs.

MARGIN, I.E. YOUR SHARE

20% of the total cost of the purchase/ construction of house/ flat for loans upto Rs. 75 Lakhs 25% of the total cost of the purchase/ construction of house/ flat for loans Above Rs. 75 lakhs to Rs. 2 Crores 35% of the total cost of the purchase/ construction of house/ flat for loans Above Rs. 2 Crores 20% of total cost of the repairs

MORATORIUM PERIOD

Moratorium period of up to 36 months.

REPAYMENT

Repayment period of up to 30 years 10 years in case of repairs Flexible methods of repayment

RATE OF INTEREST AND PROCESSING CHARGES

No processing charges (offer valid till 31/03/2018) Valuation / Legal / Stamp Duty / CERSAI / Memorandum registration charges as per actuals.

PREPAYMENT PENALTY

Floating rate loans There is no prepayment penalty if loan is prepaid from own verifiable sources or taken over by other banks/FIs. Fixed rate loans There is no prepayment penalty if loan is prepaid from own verifiable sources. A take-over penalty of 2% is charged on the average outstanding balance of the preceding 12 months if the loanis taken over by any other bank / FI or adjusted by the borrower in lumpsum from any third party/source (except genuine sale)

SECURITY

Equitable mortgage (E.M.) of the residential property If the house/ flat proposed to be purchased is yet to be constructed or is under construction, interim security may be required (till the period of its completion)

GUARANTEE

Third party guarantee is not mandatory for Resident Indian One/two guarantors of Indian Residents, having means equivalent to that of the loan amount, is to be provided by the NRI applicant

INSURANCE

Property insurance is compulsory to the tune of the value of the property

DETAILS OF RECENT BUILDERS TIE-UPS

**Conditions apply. For further details, please visit our nearest branch. ELIGIBILITY   To avail "Union Mortgage" you need to meet the following criteria: Indian national owning non-agricultural (residential / commercial/industrial) property. Minimum age - 18 years and maximum age - 70 years. Applicant and co-applicants should be filing Income Tax return. Individual, either singly or jointly with other family members viz. father, mother, son, unmarried daughter and/or spouse, who have regular sources of income as co-applicants. All the owner(s) of the property have to join in as co-applicant(s). Siblings, i.e. brother-sister, brother- brother, sister-sister can be permitted as a applicants/co-applicants subject to the property must be in the joint names of the siblings. Partnership firms & Proprietary concerns. NRIs are also eligible for mortgage loan QUANTUM OF LOAN Minimum of Rs. 5 Lakh Maximum - Resident Indian  Agriculturist  NRI  Rs. 10 Crore Rs. 1 Crore Rs.  5 Crore MARGIN 50% of the fair market value of the property mortgaged as per the latest valuation report. The valuation report should be from an approved valuer of the Bank and not older than six months at the time of sanction Fresh valuation at the cost of the borrower(s) is required once in three years during the tenure of the loan NATURE OF FACILITY For salaried people, term loan facility is available. For non-salaried people, term loan and secured overdraft facilities are available. REPAYMENT Maximum repayment period of 12 years; Applicant has to repay the loan through EMIs No moratorium period permitted. RATE OF INTEREST AND PROCESSING CHARGES Processing charges are 0.50% of the loan amount. Valuation / Legal / Stamp Duty / CERSAI / Memorandum registration charges as per actuals. PREPAYMENT PENALTY There is NO prepayment penalty if the loan is adjusted by the borrower from his own verifiable legitimate sources A penalty of 2% on the average balance of the preceding 12 months, if the loan is taken over by any other Bank /FI or adjusted by the borrower in lumpsum from any third source/party (except genuine sale). SECURITY Equitable mortgage (E.M.) of the non-agricultural (residential / commercial) property, which is in the name of the borrower(s). Lease hold properties can be considered as security which are on lease from urban development authority, such as DDA, HUDA, HUDCO, LDA etc. subject to necessary permission/NOC/tripartite agreement as appliacable for creation of mortgages is obtained from the respective development authority Open plots can also be considered as security which are well demarcated and have been acquired by the borrower from urban development authorities such as DDA, HUDA, HUDCO, LDA etc. All the co-owner(s) of the property need to join in as co-applicant(s). GUARANTEE Third party guarantee is not mandatory for resident Indian. In case of NRIs guarantee of a local resident Indian required INSURANCE Property should be comprehensively insured for an amount not less than the value of the property, covering all risks with Bank clause. **Conditions apply. For further details, please visit our nearest branch. PURPOSE Now you can fulfill your dreams of owing a vehicle by availing Union Miles. You can avail this special scheme to purchase of new or old (up to 3 years) four-wheeler, and you can also avail this loan to purchase a new two-wheeler. ELIGIBILITY A person has to meet the following criteria to avail the loan: Resident Indian citizen and Non-Resident Indians (NRIs) holding valid license. Minimum age - 18 years and maximum age - 70 years. Individual, either singly or jointly with other family members viz. father, mother, son, spouse or daughter as co-applicants. Companies / Firms for purchase of vehicle for usage by their Directors / employees QUANTUM OF LOAN Maximum quantum of loan New 4-wheeler Rs. 125 Lakh Old 4-wheelers (not older than 3 years) Rs. 20 Lakh New 2-wheeler Rs. 10 Lakh MARGIN, I.E. YOUR SHARE 15 % of on-road price (Vehicle Cost + Registration Charges + Insurance + Road Tax) 40 % of old vehicle's valuation cost REPAYMENT Repayment period Maximum repayment tenure New 4-wheeler 7 years Old 4-wheelers (not older than 3 years) 5 years New 2-wheeler 3 years RATE OF INTEREST AND PROCESSING CHARGES No processing charges (offer valid till 31/03/2017) PREPAYMENT PENALTY There is NO prepayment penalty if the loan is adjusted by the borrower from his own verifiable legitimate sources A penalty of 2% on the average balance of the preceding 12 months, if the loan is taken over by any other Bank /FI or adjusted by the borrower in lumpsum from any third source/party (except genuine sale). SECURITY Hypothecation of vehicle purchased out of Bank's finance Bank's lien to be noted with the Raod Transport authorities GUARANTEE Guarantee of the spouse is required. In case borrower is unmarried, 3rd party guarantee of sufficient means In case of NRIs guarantee of one/two local resident Indian of sufficient means is required In case of companies guarantee of one promoter/director is required. For further details, please visit our nearest branch. To poor and needy to undertake basic education. To the meritorious students to pursue higher / professional/ technical education, after passing 10+2 or equivalent ELIGIBILITY Should be an Indian national Secured admission to the concerned institute in India or abroad through appropriate selection process and cleared the qualifying examination, if any Courses covered in India Graduation / post-graduation / diploma courses from recongnized universities Technical / professional / management courses PhD courses Courses covered outside India Graduation / post-graduation degrees offered by recongnized universities Certified degree courses conducted by CIMA, London, CPA, USA and other such institutes PhD courses Diploma courses abroad are not covered LOAN IN SUBSEQUENT YEARS OF COURSE Educational loans can also be considered for eligible students in case they approach the bank in the subsequent years of the course. The loan can be granted provided the student has not availed loan from initial years from any other bank/FI. QUANTUM Type of studies Maximum Quantum For Inland Studies Rs. 20 lakhs For Studies Abroad Rs. 30 lakhs Loan amount beyond maximum quantum of loan to be considered by respective delegatee, as per their delegated authority, as deviation. Note: The quantum of loan is higher for the institutes covered under Special Education Loan schemes. Please check the Special Offers Tab above for further details. MARGIN Quantum of loan Margin Up to ` 4 Lakh Nil  Above ` 4 Lakh Studies in India 5% Studies abroad 15% Scholarship / assistance to be included in margin EXPENSES CONSIDERED   Tuition fee payable to college/ school/ university Hostel / mess charges Examination/ Library/ Laboratory fee Insurance premium for the student borrower Caution deposit, Building fund/ refundable deposit supported by Institution bills/ receipts Purchase of books/ equipments/ instruments/ uniforms Purchase of computer/laptop at reasonable cost, if required for completion of the course Travel expenses/ passage money for studies abroad Admission acceptance fee Any other expense required to complete the course - like study tours, project work, thesis, etc REPAYMENT TENURE   Moratorium period: Course period + 1 year Maximum repayment tenure after completion of course / moratorium period is - 15 years irrespective of the quantum of loan RATE OF INTEREST AND PROCESSING CHARGES If interest is regularly serviced during the course and moratorium period, i.e. prior to the commencement of repayment, then the student is eligible for interest rebate. Please contact the nearest branch for details. No processing charges. Wherever applicable, Valuation / Legal / Stamp Duty / CERSAI / Memorandum registration charges as per actuals Simple interest will be calculated during course / moratorium period; subsequently compounding interest will be charged. Floating rate of interest will be applicable on all educational loans. Servicing of interest during course/moratorium period is optional for the borrowers. The accrued interest during course/moratorium period will be added to the principal amount borrowed while fixing EMI for repayment, if the same is not serviced. SECURITY The security required is as mentioned below. Quantum of loan Security Up to ` 4 Lakh No guarantee and No security, if the loan is covered under CGFSEL. (In case, if there is any deviation, the third party guaranty with equivalent means to be taken for the loan Above ` 4 Lakh & up to ` 7.50 Lakh.) Above ` 4 Lakh & up to ` 7.50 Lakh Above ` 7.50 Lakh Tangible collateral security of minimum value equivalent to the loan amount and interest accumulation during course & moratorium period, acceptable to the bank. Note: For all the above categories, parent / spouse / parent-in-law to become the co-applicant In cases where both the parents are not alive, close relative or guardian to be taken as co-applicant. INSURANCE Life insurance of the student is mandatory to the tune of the loan amount OTHER CONDITIONS The loan shall be sanctioned / disbursed from the branch nearest to the place of domicile of the student Loan would be disbursed directly to the institute Loan can be availed during subsequent years of the course Legal  and valuation charges  have to be borne by the borrowers , if any. If the loan is take-over by other bank/FI, then a charge of 2% on the average loan outstanding for the past 12 months will be levied. CREDIT GUARANTEE FUND SCHEME FOR EDUCATIONAL LOANS (CGFSEL) The Ministry of HRD has launched Central Government scheme of Interest Subsidy on educational loans for economically weaker sections of the society. The students should satisfy all the following parameters – Secured admission to any of the approved courses, after Class XII, in technical and professional streams from recognized institutes in India only.    The student belongs to Economically Weaker Section (EWS) with an annual gross family income not exceeding ` 4.50 Lakh The other features of the scheme are as follow : Subsidy for loan amount upto Rs 10 Lakhs (even if loan is more than Rs 10 Lakhs). Student to submit proof of income from the competent authority appointed by the state government. Scheme applicable for disbursements from the academic year 2009 (even if the loan was sanctioned earlier). Subsidy for the course and moratorium period only. Student will be eligible for interest subsidy only once either for the first undergraduate degree course or the post graduate degree / diploma course in India. PADHO PARDESH SCHEME SCHEME TO PROVIDE INTEREST SUBSIDY ON EDUCATIONAL LOANS FOR OVERSEAS STUDIES FOR THE STUDENTS BELONGING TO THE MINORITY COMMUNITIES. The students should satisfy all the following parameters – Secured admission to higher studies abroad viz. Masters , M. Phil and Ph.D. levels only The student belongs to the Economically Weaker Section (EWS) of Minority communities with an annual gross family income not exceeding ` 6 Lakh. The student has to submit income certificate issued by authorized officers appointed by the respective State Governments Subsidy is available for interest charged on the loan amount disbursed during a financial year Available for course and moratorium period only The scheme is applicable for higher studies abroad. The students obtaining benefits under this scheme shall not be given interest subsidy if he gives up Indian Citizenship during the tenure of the loan. ACSISOBCEBC Scheme - Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loan For Overseas Studies For Other Backward Classes (OBCs) & Economically Backward Classes (EBCs)  SCHEME TO PROVIDE INTEREST SUBSIDY ON EDUCATIONAL LOANS FOR OVERSEAS STUDIES FOR THE STUDENTS BELONGING TO THE OTHER BACKWARD CLASSES (OBCs) & ECONOMICALLY BACKWARD CLASSES (EBCs). The students should satisfy all the following parameters – Secured admission to higher studies abroad viz. Masters , M. Phil and Ph.D. levels only The student belongs to the other backward classes (OBC) & Economically backward classes (EBC) with an annual gross family income not exceeding ` 3 Lakh & ` 1 Lakh respectively. The student has to submit income proof either of Form-16/ITR/certificate issued by authorized officers appointed by the respective State Governments Scheme applicable for loans sanctioned from 01.04.2014 onwards Subsidy is available for interest charged on the loan amount disbursed during a financial year Available for course and moratorium period only The scheme is applicable for higher studies abroad. VIDYA LAKSHMI Government of India has launched Vidya Lakshmi portal for providing  single window for students to access information and make applications for educational loans. Students can apply education loan through Vidya Lakshmi portal.

Rbl bank
RBL Bank offers Personal Loans to Salaried resident individuals in order to meet immediate cash requirements. Now, lead life the way you want with flexible and quick loan options.

• Loan amount from Rs.1 lakh up to Rs.20 lakhs

• Convenient loan repayment option of 12 to 60 months

• No security or collateral required to avail this loan

• Simplified and quick documentation

• Attractive interest rates

• Hassle-free loan sanction and disbursal procedure

Salaried Individuals

• Minimum net monthly income of Rs.25,000 per month

• Minimum age at loan sanction – 25 years. Maximum age at loan maturity - lower of 60 years or retirement age

• Work Experience of minimum 1 year at current employment and 3 years of total employment experience

List of Documents Required

• AN Card – For Individual

• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)

• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

• Relationship Proof (if required)

• Passport Size Photographs

• Any other valid Photo ID card issued by central or state government

• Latest 6 months Salary credit bank satements

For Salaried

• Latest 2 months pay slips and Form 16 issued by the employer

• Income documents of salaried spouse (in case of clubbing of income)

Pursue higher education with our easy and convenient Education Loan. Our Education loan is a tenor based instalment loan that can be availed for higher education in India and abroad.

Product Features

• Loan amount from Rs.50,000 up to Rs 10 lakhs for studies in India and up to Rs.20 lakhs for studies abroad

• Convenient principal repayment (Moratorium period of 1 year after course period or 6 months after getting job, whichever is earlier)

• Up to 100% of tuition fee, living expenses and other expenses covered

• Simplified and hassle free documentation

• Lower interest rates for top ranking institutions / universities

• Higher LTV for collateral based loans

• Hassle-free loan sanction and disbursal procedure

• No collateral for loan amount up to Rs 4 lakhs

Eligibility & Loan Criteria

• Applicant & co-applicant should be an Indian resident

• Minimum net income of Rs. 1.5 Lakhs per annum

• Co-applicant can be any one - Father / Mother / Brother / Sister and Spouse

• Co-applicant can be salaried or self-employed individual

List of Documents Required for Applicant & Co-applicant

• Completely filled application form with signature

• Proof of Identity & Age Proof - any one (e.g. Pan card, Passport, Valid Driving License, Voters ID Card)

• Proof of Address & Signature - any one [Voter's ID Card, Valid Driving License, Valid Passport, Utility Bill (Electricity / Telephone / Mobile - not more than 2 months old), Bank Statement (Monthly Statement not more than 3 months old)]

• Relationship Proof with co-applicant

• Passport Size Photograph

• Educational proof of applicant: Mark sheets of standard 10th, 12th, Graduation or Diploma etc.

• Admission proof confirming the admission of the applicant along with the tuition fee, course fee details, duration of the course etc.

• Passport copy is a mandatory document for students pursuing the course abroad

• In case of US institutes I-20 Form will be mandatory. Also scholarship certificates if applicable

• Mark Sheets / Certificates of English proficiency test and other qualifying tests like GRE, GMAT, SAT, TOEFL etc.

For Salaried Individuals

• Latest 3 months pay slips or salary certificates and form 16 issued by the employer.

• Bank statement for the last 3 months

For Self-Employed Individuals / Sole Proprietorships

• Latest 2 years ITR with Certified Financials (Balance Sheet, Profit & Loss A/c and Computation of Income along with all schedules)

• Bank statements for the last 3 months

For Self-Employed Professionals

• Latest 2 years ITR with Certified Financials (Balance Sheet, Profit & Loss A/c and Computation of Income along with all schedules)

• Bank statements for the last 3 months

• Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)

Additional Documents

• Repayment track record if any

• Business proof if applicable

• Total employment stability proof if applicable

• Collateral related documents if applicable

RBL Bank New Car Loans are a perfect solution to fulfil your dream car requirement. Owning a new car is quick and easy with the attractive options offered by RBL Bank

Product Features

• Loan for cars ranging from small & compact cars to super premium cars, SUVs and MUVs

• New Car Loan amount ranging from Rs.50000 upto &Rs.30 Lakhs for salaried individuals and upto Rs.1 Crore for self-employed individuals and self-employed professionals

• Convenient loan repayment tenure from 12 to 60 months

• LTV upto 90% of the value of the New Car (includes Ex-Showroom Price + applicable taxes + Insurance)

• New Car loans at attractive fixed rates of interest available

Eligibility & Loan Criteria

Salaried Individuals

• Applicant’s age should be minimum 21 years and maximum 58 years at loan maturity (maximum 60 years for Govt. employees.)

• Minimum total work experience of 3 years required

• Minimum one landline contact at residence or office and a post-paid mobile connection required

• Minimum income required basis the segment of the car purchased as per table below:

Segment	Tier1 - Small	Tier2 - Compact	Tie3 - Mid-sized	Tier4 - Large-sized	Premium Cars
Minimum Income	Rs.1 Lakh	Rs.1.5 Lakhs	Rs.3.5 Lakhs	Rs.5.5  Lakhs	Rs.9 Lakhs

Self-Employed Individuals / Professionals

• Applicant’s age should be minimum 25 years and maximum 65 years at loan maturity

• Minimum 3 years of experience required in the same line of business

• Minimum one landline contact at residence or office and a post-paid mobile connection required

• Minimum income required basis the segment of the car purchased as per table below:

Segment	Tier1 - Small	Tier2 - Compact	Tie3 - Mid-sized	Tier4 - Large-sized	Premium Cars
Minimum Income	Rs.1 Lakh	Rs.1.5 Lakhs	Rs.3  Lakhs	Rs.4  Lakhs	Rs.7.5 Lakhs

• PAN Card – For Individual / Partnership Firm / Company

• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport / Aadhar Card)

• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

• Business Continuity Proof – Any one document dated 3 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed)

• Passport Size Photographs of all applicants & co-applicants

Car Documents

• Pro-forma Invoice of the Car

• Margin money receipt from the dealer

• RTO set

For Salaried Individuals

• Latest 3 salary slips (Or Salary Certificate on original letterhead with deductions and salary components.)

• Latest 2 form 16s (Duly signed by the authorized signatory of the company) OR Latest 2 years IT Return

• Bank statements from the borrower's primary account/s for last 12 months

For Self-Employed Individuals / Sole Proprietorships

• Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)

• Bank statements from the borrower's main account/s for last 12 months 

For Self-Employed Professionals

• Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)

• Bank statements from the borrower's main account/s for last 12 months

• Professional qualification certificate and Degree certificate OR Final year mark sheet. (Doctors, Architects, Chartered Accountants etc.)

• Home Loans of upto Rs.10 Crores

• Flexible tenure of upto 25 years

• Minimal documentation and faster approvals

• Easy Home Loan available wherein you can save interest by maintaining balance in a linked account

• Home Loan can be availed by salaried Individuals, self-employed individuals and self-employed professionals

• Home Loan can be offered to Indian residents only

Salaried Individuals

• Minimum net income of Rs.120,000 per annum

• Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or super-annuation whichever is early

• Work experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required

Self-Employed Individuals and Professionals

• Minimum net annual income as per latest year ITR / Financials of Rs.150,000

• Minimum age at loan sanction – 24 years. Maximum age at loan sanction – 65 years

• Business continuity of last three years in the same field

• PAN Card – For Individual / Partnership Firm / Company

• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)

• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

• Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)

• Passport Size Photographs

• Any other valid Photo ID card issued by central or state government

For Salaried

• Last 2 years Income tax returns or Latest 3 month salary slip or Latest form 16 issued by the employer

For Self-Employed Individuals

• Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)

• Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet

For Self-Employed Professionals

• Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)

• Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet

• Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)

Fedaral bank
All type loan service available

Buy your dream car with  Auto Loan. Interest as low as 9%. No processing fee. Finance upto 90% of On Road Price.
Instantly personal loan Approved 2 days

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Winner of the “Best Home Loan Provider “at the CNBZ Awaaz Real Estate Awards 2016

SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families achieve the dream of owning a home.

Our Values

Trust,Transparency,Integrity

Excellence,Value to Customers

Wide Product Range

Interest Calculation on Daily Reducing Balance

Overdraft Facility available

Low Interest Rates

Low Processing Fees

No Hidden Costs

No Pre-payment penalty

Our Presence

20,000+ branches

1600+ member strong dedicated Sales Team

Recognitions

List of papers/ documents applicable to all applicants:

Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographsProof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID cardProof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Permission for construction (where applicable)Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for SaleOccupancy Certificate (in case of ready to move property)Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax ReceiptApproved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

Bank A/c. Statement (Individual) for last six monthsIf any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Current Salary Slip or Salary CertificateCopy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

IT returns for last 3 yearsBalance Sheet & Profit & Loss A/c for last 3 yearsBusiness License Details(or equivalent)TDS Certificate (Form 16A, if applicable)Certificate of qualification (for C.A./ Doctor and other professionals)

List of documents Salaried

Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).Latest 3 months Bank Statement (where salary/income is credited).Salary slips for last 3 months.

4 Passport Size photo.

If married

Wife/ Husband  pan card Aadhar card

4 passport size photo.

Documents :

Proof of Identity

Address proof

Proof of Residence :- Leave and License Agreement / Utility Bill (not more  3 months old) / Passport / Aadhar card, Voter ID,  (any one)

Income proof (audited financials for the last two years).

Latest 12 months Bank statement.

Proof of residence and office.

ownership Proof of continuity of business.

If rented parmanant address proof.

HDFC Bank offers among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans. 

HDFC Bank’s personal loans can be customised to match your requirements, whatever be the purpose. 
Use the funds from our personal loans to finance a range of needs, from your wedding to your home renovation. 

With several unmatched benefits, HDFC Bank offers among the best personal loans in India.
Customers enjoy transparent processing, simple documentation and competitive interest rates on our personal loans.

The following documents are required along with your 

Loan application

address proof

bank account statment last 6 months

latest salary slips last 3 months

form no.16

Processing fee cheque

address proof

bank account statement last 6 months

Educational Qualifications Certificate and Proof of Business

Business Profile and Previous 3 years Income Tax returns (self and business)

Previous 3 years Profit/Loss and Balance Sheet

Processing fee cheque

Minimum:Rs 3lac

Maximum: Depends on Combined Income

Interest rate - Floating and Fixed

Maximum Tenure - 30 years

Salaried EmployeesSalaried doctorsEmployees of Public and private limited companiesPublic and private limited companiesGovernment sector employees including Public Sector Undertakings and central and local bodies-Minimum age of 21 years-Maximum age of 60 years at loan maturity-Minimum net monthly income – Rs. 15,000

Documents required for Personal Loan

Application formPhotographAge proofID proofIncome proofBank statementResidence proofSignature verification proof

Post-sanction / pre-disbursement documentation

Loan Agreement duly signedStanding Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Union bank

Additional documents for Education abroad

List of Financial Documents Required

List of Financial Documents Required

Own your dream home with RBL Bank Home Loans. RBL Bank offers home loans with easy documentation and faster processing so that you can own your dream house without any delays.

RBL Bank also offers the “Easy Home Loan” product which helps you save interest on your home loan and repay your loan faster.

Product Features home loan

Eligibility & Loan Criteria

List of Documents Required

List of Financial Documents Required

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Magma finances 

Muthud finances 

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Home loan

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Mortage loan

Business Loan 

Car loan

Vehical loan

Plot loan

Contraction loan

Project loan

Furniture loan

Quick approval in 7 days instant e approval disbursal as per loan Type.

Choose from 30+ banks EMI Start Rs 870/per lac for home loan.

Turn your Dreams into reality with Bank Loans Festival & get attractive offers on loans for every need.

More information Call 9822707738

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